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Financing

Welcome to Ferman Chrysler Jeep Dodge New Port Richey's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing.

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Ferman Chrysler Jeep Dodge New Port Richey has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!

Start the Finance Application process below

Contact Information

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Financing Navigation

Contact Information

Ferman Chrysler Jeep Dodge New Port Richey

3939 US Hwy 19, North

New Port Richey, FL 34652
sales Sales:
(877) 300-6346
service Service:
(888) 358-9326
parts Parts:
(888) 629-1615

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.

Facts
WHAT DOES FERMAN DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Payment history and credit history
  • employment history
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Ferman Chrysler Jeep Dodge New Port Richey chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Ferman Chrysler Jeep Dodge New Port Richey share?
Can you limit this sharing?
For our everyday business purposes-- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES
NO
For our marketing purposes-- to offer our products and services to you
YES
NO
For joint marketing with other financial companies
YES
NO
For our affiliates' everyday business purposes-- information about your transactions and experiences
YES
NO
For our affiliates' everyday business purposes-- information about your creditworthiness
NO
N/A
For our affiliates to market to you
YES
NO - Ferman does not share “consumer report” information with its affiliates as defined in the Fair Credit Reporting Act.
For nonaffiliates to market to you
NO
N/A
Questions
Please go to WWW.FERMAN.COM
Who we are
Who is providing this notice?
Ferman Motor Car Company, Inc. and its affiliates, as of the date of this notice, and those entities which may subsequently become affiliates of Ferman Motor Car Company, Inc. (“Ferman”). *See Affiates
What we do
How does Ferman Chrysler Jeep Dodge New Port Richey protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Ferman Chrysler Jeep Dodge New Port Richey collect my personal information?
We collect your personal information, for example, when you
  • apply for a loan or Provide your income and/or employment information
  • Apply for financing or a lease or pay us by check
  • Show your driver’s license and/or other government-issued ID
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes -- information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account, unless you tell us otherwise.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include companies with a common corporate identity of Ferman, such as the following nonfinancial affiliate: Ferman Management Services Corporation, Island Center Corporation, Inc., Ferman Pasco Holdings, LLC, FTK Corp., and Ferman Insurance Agency, Inc. and the following financial affiliates: Ferman Motor Car Company, Inc., Ferman on 54, Inc., Sunshine Chevrolet-Oldsmobile of Tarpon Springs, Inc., Ferman of Plant City, LLC, Cigar City Motors, Inc., Cigar City Motor Leasing, Inc., Gulf Coast Harley-Davidson, Inc., Panama City Beach Cycles, LLC, SFFIG, Inc., and Ferman Motor Leasing Corporation.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Ferman does not share with nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include each of the manufacturers of the automobiles and motorcycles that Ferman and its affiliates sell and service, financial companies to which we assign vehicle loans and leases, insurance companies and other providers and administrators whose insurance and other such products we offer for sale to our customers.